Corporate Employee Benefit Plans - While health care has changed dramatically in recent years, our purpose has remained the same: To provide access to quality and affordable health care coverage. That commitment is our promise - dedicated to providing caring solutions - past, present and future, in the South Florida and Treasure Coast areas.

Our Health Insurance carriers have responded to consumer demand for affordable health care choices with new lines of health plans and updated physician and provider networks. These new plans are consumer-focused health plans featuring a wide range of new care and service programs.

These new products put the power of choice in the hands of our clients. They give our clients and their employees the freedom to choose from multiple health plans along with a comprehensive group of products, service programs and health care education, all through one enrollment process. These new service programs will provide our clients and their employees with personalized assistance to help choose from a wide range of quality products that best meet their individual needs.

Enhancing an Employee Benefit package without cost to the Employer - it's a bold statement. We at Doumar Insurance & Financial Services can show you how to make this statement a reality!

Life Insurance - Providing for your family's financial well being or funding a buy-sell agreement between partners of a business means putting together a comprehensive Life Insurance package that will take care of today's needs, as well as plan for tomorrow. Our role as the insurance professional is that of a problem solver, a trained licensed professional who can show you how to meet a variety of short to long term insurance and financial goals.

Disability Income Insurance - Life is full of risks. You might be surprised to learn what poses the greatest threat to most people during the course of one year:

• 1 in 222 housing units catch fire*
• 1 in 160 people receive injuries in motor vehicle accidents*
• 1 in 117 people die*
• 1 in 10 people, age 25-64, suffer a disability*

*Source 1994 statistical Abstract of the United States

Many people don't realize how high the chances of becoming disabled are. If you become sick or unable to work you could lose your income and what it provides. In your profession, that could be a substantial amount. This chart shows how much money you may earn in your lifetime. A disability could make sure you never see that money.

Potential Earnings to Age 55
(with 5 percent annual salary increase)

You probably insure your home, your car and other personal assets. Don't forget to protect your most valuable asset...your ability to earn an income.